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State of Maryland Residents

We are committed to providing pathways to accessible and affordable education.

The University of Maryland (UMD) offers many financial aid programs including scholarships and grants to turn your dream into a degree.

Scholarships and grants provide funding that you don't need to pay back and are awarded based on financial need and/or academic achievements. Freshman applicants that submit a completed application by the November 1 early action deadline for priority consideration are automatically reviewed for our Freshmen Merit Scholarships. Transfer applicants that submit a completed application by the March 1 early action deadline for priority consideration are automatically reviewed for some of our Transfer Merit Scholarships.

Maryland residents will be considered for the following need-based grants based on the Free Application for Federal Student Aid (FAFSA) Expected Family Contribution:

The Federal Work Study (FWS) program at UMD is designed to assist students in meeting their educational and living expenses through part-time employment. FWS, a federally funded program, offers opportunities at both on and off campus locations and is available for students who exhibit financial need based on the FAFSA Expected Family Contribution.

There are several ways to finance your education at UMD using loans. These funds are borrowed and must be repaid after graduation.

The FAFSA is the only application needed to be considered for federal loans including the:

  • Federal Direct Subsidized Loan for eligible students based on the FAFSA Expected Family Contribution
  • Federal Direct Unsubsidized Loan for eligible students
As a public institution, we are committed to making higher education affordable. Listed below are the estimated costs of 2023-2024 annual tuition, housing, food and other fees1.
Estimated Costs for a State of Maryland Resident  
Annual tuition2 $9,889
Mandatory fees2 $1,616
On-campus housing, cable and phone3 $9,228
Food plan (average) $6,188
Books and supplies4 $1,250
Transportation4 $1,514
Personal costs4 $1,200
Total $30,885



1. Notwithstanding any other provision of this or any university publication, the university reserves the right to make changes in tuition, fees and other charges at any time such changes are deemed necessary by the University System of Maryland Board of Regents. Although changes in tuition, fees and charges ordinarily will be announced in advance, the university reserves the right to make such changes without prior announcement.

2. Only students who are pursuing a major in business, engineering and computer science will be charged additional tuition based on credit hours. Get additional information and a breakdown of these charges on our differential tuition page.

3. Off-campus costs can be found on the Office of Student Financial Aid website. 

4. These figures are averages and will vary from student to student.

For the most current information about tuition and fees, please see The Office of Student Financial Services and Cashiering.

Learn more about the types of aid programs offered at UMD by visiting the Office of Student Financial Aid website.


Terps love a challenge. A problem that needs a solution. A barrier that needs breaking down. You are smart, scrappy and determined. You value diversity, innovation, entrepreneurship and imagination. Ready to start your fearless journey?

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You can only learn so much about a school from a brochure. Even if we tell you how beautiful our campus is, or how fantastic our students and faculty are, you will not know for yourself until you experience it for yourself!

Come try on our campus for size! Stop by one of our top-notch athletic facilities. Have a scoop of homemade ice cream at the Dairy. Rub the nose of one of our beloved Testudo statues for good luck. Get all your questions answered. It won't be hard to picture yourself at home here for the next four years. 

Please visit our updates page for information regarding visit opportunity changes due to the COVID-19 pandemic.

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You've done your research and explored your options, and you know that UMD is the perfect place for you. Now it's time to apply. 

COMMON APP >>   StandOut Admissions Network >>

Freshman applicants can apply using either the Common App or StandOut Admissions Network platforms. At this time, transfer applicants can only apply using StandOut Admissions Network.


Consistently ranked as one of the best values in public higher education, you can rest assured that you will receive an affordable world-class education.

College is a major investment for you and your family. The university is here to help. We offer an array of financial aid programs—including scholarships, grants, loans and student employment—as part of our commitment to making an excellent education affordable.


State of Maryland Residents   Non-Maryland Residents

The University of Maryland has launched a new investment in need-based financial aid, the Terrapin Commitment program, which will provide up to $20 million annually for students from the state of Maryland.

The goal of the Terrapin Commitment program is to reduce the gap between a student’s total financial aid package and the cost of an education. The program will begin in January 2023 and ensures that tuition and fees are fully covered for Pell eligible, in-state students, who are enrolled full time and have unmet financial need. More details can be found on the Office of Student Financial Aid's website.


Congratulations on your admission to the University of Maryland! We are excited to welcome you into our world of fearless ideas.

You’ve received your admission letter, checked out your major and started celebrating with family and friends. To make enrollment official, check out information for newly admitted students to get everything you need to start your academic career at UMD. 

ENROLL (Freshman)    ENROLL (Transfer)